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New job
#11
I do the same with my pension with my new 'ish' job.

If you are borrowing the money (mortgage) to buy a second property I think the tax relief was altered making it much harder to make a visible profit on the second home when renting. Plus a fair bit of new regs with regards to maintaining the property. The big hooha was because a lot of property investors use their property portfolios to generate either equity or rent to pay for further properties. Changing the tax relief made this much harder and so put a lot of people off who owned properties on paper (Ie Not outright).

https://www.gov.uk/browse/housing-local-.../landlords

Second properties are def a good investment in my opinion, but initially I'd concentrate on enjoying your life whilst overpaying on your mortgage to bring the term down. Don't overstretch as you need a quality of life. You (Will now ;Wink work hard and need to reward yourselves as well as planning for the future.
[Image: Crashtestmonkeyredsmall_zpsfc1e3d39.jpg] Croft 2005, Cadwell 2006, Cadwell 2007
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